• Unless you have replacement insurance you will only get wholesale for the vehicle. (Loss ~$2000)

• Insurance Deductible (Loss~$500-$1000) Car rental cost above coverage ( ~$500)

• Cost of payments until vehicle declared 'total loss'

• Cost of lost time, inconvenience and personal property in vehicle

• Cost to get into new vehicle: down payment, fees, taxes, etc

• Average cost of a stolen vehicle to consumer ~$5K - $6K. Insurance does not cover everything.